Principal Engineer - Payments

Company: Comerica
Location: Frisco
Posted on: May 25, 2025

Job Description:

Principal Engineer, Payments (Check, Cash & Lockbox Services)

Ready to apply Before you do, make sure to read all the details pertaining to this job in the description below.

Comerica is looking to add a highly skilled and experienced Principal Engineer to lead technical strategy, design scalable systems and mentor engineering teams. As a key contributor, you will drive architecture decisions, collaborate with cross-functional stakeholders, and ensure technical excellence across projects for the payments space; specifically, for Check, Cash and Lockbox Services.

The Principal Engineer role will provide engineering and architecture support for complex system management activities related to system software, hardware, performance, problem determination or resource management requiring communication and coordination with vendors, technicians, clients, and management. Provide technical input to management decision making in the areas of software, hardware, and performance. Responsibilities include: defining networking requirements; performing detailed analysis of various projects and requests; developing designs for projects that have medium to high complexity; formulating procedures; monitoring key performance indicators; and implementing advanced business solutions. This role may also integrate solutions or build via DevOps depending on the maturity of the organization and/or product.

Specific responsibilities for this role include:

Lead the design and architecture of complex, scalable and high-performance systems.
Well versed in software design patterns including SOLID principles.
Provide technical leadership and mentoring to software engineers across teams.
Evaluate and recommend tools, technologies, and processes to ensure quality and scalability.
Collaborate with product managers, architects, designers, and other engineers to deliver impactful solutions.
Conduct design and code reviews to uphold best practices.
Solve high-priority technical problems and contribute to major organization initiatives.
Guide long-term technical direction and innovation.
Influence technical direction and drive adoption of best practices.
Position Responsibilities:
Design and Methodology
Work closely with business units, application teams, infrastructure areas and vendors to identity, review and evaluate the solution requirements.
Investigate and propose strategic fits for virtualization, consolidation and rationalization solution opportunities within the infrastructure or business. Propose changes to the technical architecture and design solutions as applicable.
Evaluate and align strategic fit solutions across infrastructure platforms and solutions specific to system hardware and software technologies.
Understand, participate, review and influence long term capacity planning and technology investments.
Technical Consulting
Provide Client consulting and planning guidance as applicable for moderate to large highly complex projects/programs.
Provide consultation and works closely with other functional infrastructure areas/departments on multiple initiatives to meet common organizational / business goals and objectives.
Participate in and provides consulting to project teams on architectural, design development, integration opportunities, planning of highly complex systems and assures it is aligned to our established strategies, guiding principles, rationales and practices.
Planning and Organizing
Identify and evaluate projects/programs/initiatives and design processes that enhance and rationalize existing and upcoming solutions.
Map requirements into standard services solution, identity opportunities for integrating to existing or reuse technology and provide cost effective solutions for moderate to large highly complex project/programs/initiatives.
Review, identify and manage requirements for moderate to complex solutions and do a cost value, feasibility and risk analysis.
Risk Management
Review, participate, develop and update architectural standards, guiding principles, rationales and strategies.
Evaluate, review and approve highly complex design solutions for business and Infrastructure project or programs or initiatives.

Position Qualifications:
Bachelor's Degree from an accredited university in computer science, engineering or in a technology related field or equivalent through a combination of education and/or technology experience or 12 years of technology experience
6 years of experience in identifying technical solutions for complex business problems, identifying the benefits and risks of the solutions and providing recommendations
5 years of experience in negotiating complex solutions
5 years of experience in designing complex solutions
5 years of experience in Math, Science or Technology
5 years of experience in technology project management complex, critical projects
5 years of experience in mentoring other technologists
This position is not eligible for sponsorship. Must have indefinite employment authorization.

Preferred Qualifications:

AWS Certification(s): Certified AWS Cloud Practitioner and/or AWS Certified Developer, highly desired
Experience in utilizing cloud technologies including Amazon Web Services (AWS)
Server migration experience and cloud concepts.
.NET architecture design and deployment (.NET Core 5/6/7/8/9)
C#, Asp.net, VB.Net, Blazor, and Entity Framework
Knowledge of RESTful API, Web API, WCF Service, Web Service, SOAP/SOA, Document request model, and Open API specification
DNS Cutovers, load balancer reconfiguration, zero-downtime cutovers
Third Party Components like Telerik Controls for Rich UI and reporting
Experience with DevOps Tools such as: GitHub/BitBucket Actions, Ansible, Artifactory, Jenkins automation
Understanding of Various Source Controls
MS SQL Server 2016 and above, Aurora PostgreSQL, NOSQL
Database Design, normalization, performance tuning, and backup/restore recovery
SSIS (SQL Agent Job and Package design and development) and SSRS (Reports design and development) experience
Experience with Java, Spring Boot, Angular JS with React JS, a plus

Work Best Category:
Category C - Days in the office will either be designated days or will vary week to week from 2-5 days

Hours:
8:00am - 5:00pm Monday - Friday

Salary:
To Be Determined Based on Individual Experience

About Comerica
We know our employees are critical to our overall success and we are dedicated to investing in their future. One of the ways we do this is to offer a comprehensive Total Rewards package designed to recognize and reward individual performance, as well support health, well-being, development and security for our colleagues and their family. Total Rewards consists of cash compensation, development and flexible benefit programs designed to meet individual needs today and in the future. Your salary will be commensurate with your work experience and our programs are reviewed regularly to ensure each remain competitive. We are proud to offer benefits such as health and welfare programs, strong retirement benefits, and generous paid time off programs. You and your eligible family members, including domestic partners and their children, can participate in medical, dental, and vision benefits, 401(k) and pension, income protection benefits such as life insurance, AD&D, and supplemental health programs to offset unexpected health care expenses. We also have a variety of time off programs for things like vacation, sick time, disability, and parental leave. Eligibility for some programs varies based on employment status and tenure.

Upon offer, Comerica conducts a comprehensive background and fingerprint check. Your fingerprints will be used to check the criminal history records of the FBI and may be subscribed in the FBI's Record of Arrest and Prosecution Background ("RAP Back") service, which provides ongoing notification to the Company of any updates to your criminal history.

NMLS certification requirement: where applicable, a favorable background check screening, credit check, fingerprint check, and NMLS certification is required in accordance with the SAFE Act.

Comerica Incorporated (NYSE: CMA) is a financial services company headquartered in Dallas, Texas, and strategically aligned into three major business segments; the Commercial Bank, the Retail Bank, and Wealth Management. Comerica's colleagues focus on relationships, and helping people and businesses be successful. In addition to Texas, Comerica Bank locations can be found in Arizona, California, Florida and Michigan, with select businesses operating in several other states, as well as in Canada and Mexico.

Comerica is proud to be an Equal Opportunity Employer - veterans/individuals with disabilities, committed to workplace diversity.

Keywords: Comerica, Lewisville , Principal Engineer - Payments, Education / Teaching , Frisco, Texas